For annual fee of just $480 for singles ($580 for couples and $680 for families) The No Insurance Club offers affordable pre-paid health care plans that cover basic medical services from a participating board-certified physician, with no deductibles, no additional premiums, and no co-payments. Services vary slightly depending on your location, but a $480 individual plan with this Atlanta physician covers 12-16 annual office visits, flu shot, pregnancy testing, EKG, an annual checkup, one sports physical, vision test, among other services, see full list here.
The No Insurance Club creates an entrepreneurial Internet marketplace where patients and doctors can enter directly into a patient-doctor relationship, without going through a third-party. Prices for basic medical care are completely transparent, and patients receive most basic health services cheaply. They can still get catastrophic health care coverage separately at competitive, reasonable rates to cover major medical expenses.