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Charge Large

Submitted by Gailcav

Jan 15, 2009

Summary

There is a new credit card game on the market for kids call Charge Large. It is designed to educate children on using credit cards. Read the full article

Comments (2)

Gailcav,

Jan 15, 2009

Educating children on using credit cards is great, but will it teach them how to save money and use credit cards less?

Financial Literacy,

Jan 28, 2009

Had the chance to have the "Charge Large Responsibly Tour" come to my school. Students played and loved it. The game definitely educates on more than just credit card management/money management- the game also gave the students some insight into "self control" because the goal is not to "swipe" away and just buy. Future expectation of thought is required but the upgrading to higher level credit cards are placed as stimuli to make you think in a fun way.

As a business teacher, I think instead of just telling the students to fear credit cards they should become acquainted with the ups-and-downs before getting a real credit card. Since players are playing against one another, going into debt is actually exasperated because the other player could be closer to upgrading. Whereas, in real life going into debt means hibernation and depression. The game teaches players how to fight the mental battle and get oneself out of debt (that is to say the player goes into debt). I noticed one of my younger students began mixing his "gaming net-worth" with his "self-worth" - it was nice to see him as a Black Card Member at the end- he felt he not only beat other players but beat his own inner battle.

As far as saving money goes:
Upon upgrading Players are given a "Piggy Banking Deposit Slip" - it works like a bond or a really really good Banking CD. Granted, in order to upgrade players need to have a certain amount of cash, $0.00 debt, a certain number of "swipes" and a certain number of assets. In order to win the Player has to be a Black Card Member and have a certain amount of cash saved on hand, and $0.00 debt.

This is the 1st game that I can say really replicated real life- more so in the emotional responses that it invokes. The game will change lives. Obama should really look into this. The upgrading system is so well planned out, I'm just happy I got them down to my school. They did bring free breakfest too!

http://www.ChargeLargeGame.com

Hope that brought some insight. I did see it first hand!

As a business teacher, I think instead of just telling the students to fear credit cards they should become acquainted with the ups-and-downs before getting a real credit card. Since players are playing against one another, going into debt is actually exasperated because the other player could be closer to upgrading. Whereas, in real life going into debt means hibernation and depression. The game teaches players how to fight the mental battle and get oneself out of debt (that is to say the player goes into debt). I noticed one of my younger students began mixing his "gaming net-worth" with his "self-worth" - it was nice to see him as a Black Card Member at the end- he felt he not only beat other players but beat his own inner battle.

As far as saving money goes: 
Upon upgrading Players are given a "Piggy Banking Deposit Slip" - it works like a bond or a really really good Banking CD. Granted, in order to upgrade players need to have a certain amount of cash, $0.00 debt, a certain number of "swipes" and a certain number of assets. In order to win the Player has to be a Black Card Member and have a certain amount of cash saved on hand, and $0.00 debt.

This is the 1st game that I can say really replicated real life- more so in the emotional responses that it invokes. The game will change lives. Obama should really look into this. The upgrading system is so well planned out, I'm just happy I got them down to my school. They did bring free breakfest too!

http://www.ChargeLargeGame.com

Hope that brought some insight. I did see it first hand!

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