WalletPop Blog:
Filed under: Banks, Saving MoneyWhen we wrote about sneaky bank practices, a lot of readers wrote in suggesting that fee-weary customers ditch the big bailout-recipient banks in favor of small community banks or credit unions. In fact, many professional personal finance advisers say exactly the same thing, so WalletPop talk (Read More)
WalletPop Blog:
Filed under: Credit, Debt, Credit cardsAbout 71.5% of consumers will use cash, checks or debit cards this holiday season versus 28.3% who plan to use credit cards, which is about a 10% decrease from last year and a clear sign that consumers are weaning themselves away from credit cards. As credit card interest rates climb a (Read More)
WalletPop Blog:
Filed under: Bargains, Shopping, Technology, Black FridayThe Walmart Black Friday ad leaked out to many deal collecting sites earlier this week, but until yesterday they kept it offline under threat of legal action by the mega retailer. After the OK was finally given, the entire Walmart Black Friday ad has been posted and i (Read More)
WalletPop Blog:
Filed under: Bargain BabeGet discounted certificates to your favorite restaurants -- or give them as gifts -- through Restaurant.com. The online site usually sells a $25 certificate for $10, but with this 70% off code a $25 cert is just $3. Yowza! Use code GIVE, good through Nov. 22. Buy em now!Caveats: each restaurant sets (Read More)
WalletPop Blog:
Filed under: BorrowingI listen to Dave Ramsey pretty regularly and I'm here to tell you: the rant that you're about to listen to is the best. thing. I. have. ever. heard. in. my. whole. life.A nice lady e-mails Dave to ask whether it's OK to let her husband co-sign on a car loan for his parents. Dave explains why that's a b (Read More)
Gather Little by Little:
As I had written a few weeks ago, a good friend of mine is getting married in early 2010. Being a financial planner, I always find it interesting to see how couples deal with money. It is often overlooked but it shouldn’t be. Studies have shown that financial corners and disputes rank at the top of the reasons for separatio (Read More)
WalletPop Blog:
Filed under: ShoppingAccording to the National Retailer Federation, 42.4% of the U.S. population plans to shop for gifts online this holiday season. It's convenient, makes for pain free price comparisons, and saves a good bit of money in sales tax. Savvy readers have mastered the art of collecting coupon codes online and kn (Read More)
WalletPop Blog:
Filed under: Bargain BabeHere is a really good free shipping coupon from the Body Shop. Spend just $15 and get free shipping -- today only!Use coupon code MISTLETOE. Usually you have to spend $50 to get free shipping. I hope this is a sign that the coupons are heating up as retailers compete for holiday shopping dollars.I'm (Read More)
The Wisdom Journal:
When a health insurer denies a claim, most people complain to their circle of friends and family, then roll over and accept it, arranging payments and resenting every minute of it. It was bad enough you had to wear that hospital gown, now the humiliation continues? After all, what can anyone do to fight aga (Read More)
Gather Little by Little:
Hey! Another Carnival at GLBL! Don’t worry; this is the last one until the Carnival of Personal Finance at the end of the year Along with the Carnival, I’ve decided to share a few of my money successes. After sharing my money flaws last week, I also wanted to share some financial achievements from the past year. Handling p (Read More)
WalletPop Blog:
Filed under: Banks, Credit cardsA recent report shows that credit card charge-offs have dropped a bit from their highs, but delinquencies -- that is, payments more than 30 days overdue - are still on the rise.This article from MSNBC says that spells continuing trouble for Americans' personal finances and our nation's still- (Read More)
WalletPop Blog:
Filed under: Credit, Technology, Credit ReportsAccording to a data mining company, the old adage of being judged by the friends you keep translates easily into the digital friends you keep. Rapleaf, a social media monitoring company, claims that by analyzing public information such as the friends you have on Twitter it can (Read More)
WalletPop Blog:
Filed under: Borrowing, DebtGoing to a payday lender can be a good financial decision. That is, if your Attorney General threatens to sue your payday lender, and they settle up, and then you receive your money back.New York Attorney General Andrew M. Cuomo has just announced a $5.2 million settlement with two companies runn (Read More)
WalletPop Blog:
Filed under: Bargain BabeBorders has just released three coupons that are good today through Thursday, Nov. 19. The coupons are also valid at Borders Express and Waldenbooks. To use the coupons you must be a member of their loyalty program, called Borders Rewards, which is free to join. Coupon No. 1: Get 50% off one of 20 h (Read More)